Credit Scores: Don't Waste Your Money

Did you know that your credit score that you purchase online is not the same credit score your loan officer gets?
You probably know that when you apply for a mortgage, your loan officer gets all three credit reporting agencies reports with three different scores. From your three credit scores, most mortgage companies use your middle credit score to determine your credit worthiness.
Do you know that the credit score an auto dealer sees is not the same credit score your loan officer sees?
Imagine our surprise to find out that my husband's credit score for purchasing my new car one afternoon was 50 points higher than his top credit score was earlier in the day when he refinanced an investment house. This happened because credit scores get compu View the rest of this article